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    <TD vAlign=bottom align=right bgColor=#6699ff><FONT face=arial 
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    <TD align=middle width=146 bgColor=#ff66ff><A onmouseover="imgOn('img2')" 
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      <CENTER><FONT face=arial color=#000000 size=2><BR><FONT face=arial 
      size=5><B>MoneySurgery MoneyOscars 2005</B></FONT> 
      <P><B><IMG alt=MoneyOscars. src="oscar.gif" 
      border=0 name=MoneyOscars></B></P>
      <P><B>Welcome to our 3rd Annual MoneyOscars Awards. Vote for your 
      favourite from our selection of financial world nominees.<BR>Results out 
      on 5th April 2005.<BR>This year we've added "Worst Bank" and "Worst Savings Account" to the list of catagories. All votes are 
      anonymous and will influence the decision of the MoneySurgery MoneyOscar 
      award panel.<BR>We don't know who is voting so you won't get spam from us with "Partner Offers" and we won't sell your details to anyone else.</B></P>
      <P><FONT face=arial size=4><B>The nominees are...</B></FONT></P>
      <P>
      <FORM action=http://www.moneysurgery.co.uk/cgi-sys/FormMail.cgi 
      method=post>
      <P><IMG alt="Please read on." src="dot.gif"></P>
      <P><FONT face=arial size=3><B>1. Best Bank:</B></FONT></P><INPUT 
      type=checkbox value="First Direct" name=bank>First Direct<INPUT type=checkbox 
      value="Royal Bank" name=bank>Royal Bank of Scotland <INPUT type=checkbox 
      value=Cooperative name=bank>Co-operative Bank (2003 and 2004 winner) <INPUT 
      type=checkbox value=HSBC name=bank>HSBC
      <P></P>
      <P><FONT face=arial size=3><B>2. Best Former Building 
      Society:</B></FONT></P><INPUT type=checkbox value=Halifax name=fbs>Halifax (2004 
      winner) 
      <INPUT type=checkbox value=Alliance name=fbs>Alliance and Leicester <INPUT 
      type=checkbox value="B and B" name=fbs>Bradford and Bingley (2003 
      winner) <INPUT type=checkbox value=BM name=fbs>Birmingham Midshires
      <P></P>
      <P><FONT face=arial size=3><B>3. Best Building 
      Society:</B></FONT></P><INPUT type=checkbox value=Portman name=BS>Portman 
      <INPUT type=checkbox value=Nationwide name=BS>Nationwide (2004 winner)<INPUT 
      type=checkbox value="Leeds and Holbeck" name=BS>Leeds and Holbeck <INPUT 
      type=checkbox value=Coventry name=BS>Coventry <INPUT type=checkbox 
      value=Chelsea name=BS>Chelsea <INPUT type=checkbox value=Britannia 
      name=BS>Britannia (2003 winner) <INPUT type=checkbox 
      value=Scarborough name=BS>Scarborough 
      <P><IMG alt="Please read on." src="dot.gif"></P>
      <P><FONT face=arial size=3><B>4. Best Internet 
      Presence:</B></FONT></P><INPUT type=checkbox value=TeletextFinance 
      name=ip>teletext.co.uk/finance <INPUT type=checkbox value=Egg 
      name=ip>egg.com (2003 winner) <INPUT type=checkbox value=bbc 
      name=ip>bbc.co.uk <INPUT type=checkbox value=moneyfacts 
      name=ip>moneyfacts.co.uk (2004 winner) 
<P></P>
      <P><FONT face=arial size=3><B>5. Best Current Account 
      Provider:</B></FONT></P><INPUT type=checkbox value=First Direct 
      name=cur>First Direct<INPUT type=checkbox value=Nationwide name=cur>Nationwide 
      BS (2004 winner) <INPUT type=checkbox value=Halifax 
      name=cur>Halifax<INPUT type=checkbox value=Cahoot 
      name=cur>Cahoot<INPUT type=checkbox value="IF" name=cur>Intelligent Finance (IF) <INPUT 
      type=checkbox value=Alliance name=cur>Alliance and Leicester <INPUT 
      type=checkbox value=Smile name=cur>Smile.co.uk
      <P></P>
      <P><FONT face=arial size=3><B>6. Best Mortgage 
      Provider:</B></FONT></P><INPUT type=checkbox value=Nationwide 
      name=mortgage>Nationwide BS <INPUT type=checkbox value="Coventry BS" 
      name=mortgage>Coventry BS <INPUT type=checkbox value=L&H 
      name=mortgage>Leeds and Holbeck BS <INPUT type=checkbox value=H&R 
      name=mortgage>Hinckley and Rugby BS <INPUT type=checkbox value=N&P 
      name=mortgage>Norwich and Peterborough BS
      <P></P>
      <P><IMG alt="Please read on." src="dot.gif"></P>
      <P><FONT face=arial size=3><B>7. Best Savings Account 
      Type:</B></FONT></P><INPUT type=checkbox value="Cash ISA" name=type>Cash 
      ISA (2003 winner) <INPUT type=checkbox value="Children's" 
      name=type>Children's Account <INPUT type=checkbox value="Member's Loyalty" 
      name=type>Building Society Members Only <INPUT type=checkbox value="Fixed Rate Bond" 
      name=type>Fixed Rate Bond <INPUT type=checkbox value="Regular Saver" 
      name=type>Regular Saver (2004 winner) <INPUT type=checkbox value=Internet 
      name=type>Internet Savings <INPUT type=checkbox 
      value="Telephone or Postal" name=type>Telephone or Postal <INPUT 
      type=checkbox value="Instant Branch" name=type>Branch-based Instant Access
      <P></P>
      <P><FONT face=arial size=3><B>8. Best Credit Card 
      Firm:</B></FONT></P><INPUT type=checkbox value=Nationwide 
      name=cc>Nationwide BS <INPUT type=checkbox value=Egg name=cc>Egg <INPUT 
      type=checkbox value=AmEx name=cc>American Express <INPUT type=checkbox 
      value="Capital One" name=cc>Capital One (2003 winner) <INPUT 
      type=checkbox value=Mint name=cc>Mint (2004 winner) 
      <P><FONT face=arial size=3><B>9. Best Personal Loan 
      Firm:</B></FONT></P><INPUT type=checkbox value=Tesco name=loan>Tesco (2003 and 2004 winner) <INPUT type=checkbox value=Leeds and Holbeck name=loan>Leeds and Holbeck BS <INPUT 
      type=checkbox value=NR name=loan>Northern Rock <INPUT type=checkbox 
      value="Direct Line" name=loan>Direct Line <INPUT type=checkbox 
      value=Nationwide name=loan>Nationwide BS
      <P></P>
      <P><IMG alt="Please read on." src="dot.gif"></P>
      <P><FONT face=arial size=3><B>10. Best 
      Advertisements:</B></FONT></P><INPUT type=checkbox value=Mastercard 
      name=ad>Mastercard's "Priceless" <INPUT type=checkbox value=Halifax 
      name=ad>"My first, my last, my Extra thing" by Halifax's Howard <INPUT type=checkbox value=Mint 
      name=ad>Mint's odd-shaped zero-rated new card <INPUT type=checkbox 
      value="Capital One" name=ad>Capital One's "What's in your wallet?" <INPUT 
      type=checkbox value=HSBC name=ad>HSBC's local knowledge
      <P></P>
      <P><FONT face=arial size=3><B>11. Best Future Investment 
      Category:</B></FONT></P><INPUT type=checkbox value=Endowment 
      name="Inv type">Endowments <INPUT type=checkbox value=Gold 
      name="Inv type">Gold <INPUT type=checkbox value=Cash name="Inv type">Cash 
      Savings Account <INPUT type=checkbox value=Shares name="Inv type">Stocks 
      and Shares (2003 and 2004 winner) <INPUT type=checkbox value=Property 
      name="Inv type">Property <INPUT type=checkbox value="Personal Pension" 
      name="Inv type">Personal Pension
      <P></P>
      <P><FONT face=arial size=3><B>12. Best Luxuries (For when debts are 
      cleared, of course):</B></FONT></P><INPUT type=checkbox value="New Car" 
      name=lux>New Car <INPUT type=checkbox value=Holiday name=lux>Holiday (2003 and 2004 winner) <INPUT type=checkbox value=Electrical name=lux>TV or HiFi 
      <INPUT type=checkbox value=Jewellery name=lux>Jewellery 
      <P></P>
<P><IMG alt="Please read on." src="dot.gif"></P>
<P><FONT face=arial size=3><B>13. Worst Bank (or Building Society):</B></FONT></P><INPUT type=checkbox value="Barclays" 
      name=worst bank>Barclays <INPUT type=checkbox value=HSBC name=worst bank>HSBC <INPUT type=checkbox value=woolwich name=worst bank>Woolwich <INPUT type=checkbox value=NatWest name=worst bank>NatWest <INPUT type=checkbox value=Abbey name=worst bank>Abbey <INPUT type=checkbox value=Lloyds TSB name=worst bank>Lloyds TSB 
      <INPUT type=checkbox value=Royal Bank of Scotland name=worst bank>Royal Bank of Scotland 
      <P></P>
<P><FONT face=arial size=3><B>14. Worst Bank Account:</B></FONT></P>
 <INPUT type=checkbox value="Barclays" 
      name=worstacc>Barclays Bank's 0.1&#037; current account (with 15.6&#037; overdraft rate) <INPUT type=checkbox value=HSBC name=worstacc>HSBC's 0.1&#037; current account <INPUT type=checkbox value=woolwich name=worstacc>Woolwich's 0.1&#037; current account  <INPUT type=checkbox value=NatWest name=worstacc>NatWest's 0.1&#037; current account (with 16.49&#037; overdraft rate) <INPUT type=checkbox value=Abbey name=worstacc>Abbey's 0.1&#037; current account  <INPUT type=checkbox value=Lloyds TSB name=worstacc>Lloyds TSB's 0.1&#037; current account (with 17.3&#037; overdraft rate) 
      <INPUT type=checkbox value=Royal Bank of Scotland name=worstacc>Royal Bank of Scotland's 0.1&#037; current account <INPUT type=checkbox value=Halifax name=worstacc>Halifax's 0.1&#037; liquid gold savings account <INPUT type=checkbox value=abbey name=worstacc>Abbey's 0.2&#037; Instant Saver 
      <P></P>
      <P><IMG alt="Please read on." src="dot.gif"></P>
      <P><FONT face=arial size=3><B>Finally, please enter your message to the 
      Awards team:</B></FONT><BR><BR><FONT face=helvetica><B><I>Dear 
      MoneyOscars...</I></B></FONT><BR><FONT face=arial size=2><TEXTAREA name=message rows=5 cols=30></TEXTAREA></P>
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      <P><FONT face=arial size=2>Copyright 2003 - 2005 ©Kevin Anthony 
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