The Winners were...

1. Best Bank:

Co-operative Bank, for a second year

...also nominated: Lloyds TSB, Royal Bank of Scotland, HSBC.

2. Best Former Building Society:

Halifax

...also nominated: Bradford and Bingley, Alliance and Leicester, Birmingham Midshires.

3. Best Building Society:

Nationwide Building Society

...also nominated: Portman, Kent Reliance, Leeds and Holbeck, Coventry, Chelsea, Britannia, Scarborough.

4. Best Internet Presence:

Moneyfacts.co.uk

...also nominated: teletext.co.uk/finance, fool.co.uk, egg.com.

5. Best Current Account Provider:

Nationwide Building Society

...also nominated: Halifax, Lloyds TSB, Alliance and Leicester, smile.co.uk.

6. Best Mortgage Provider:

Nottingham Building Society

...also nominated: Halifax, Nationwide BS, Alliance and Leicester, Cheltenham and Gloucester.

7. Best Savings Account Type:

Regular Saver

...also nominated: Cash ISA, Fixed Rate Bond, Internet Savings, Telephone or Postal, Branch-based Instant Access.

8. Best Credit Card Firm:

Mint

...also nominated: Nationwide BS, Egg, AmEx, Capital One.

9. Best Personal Loan Firm:

Tesco, for a second year

...also nominated: Nationwide, Alliance and Leicester, Northern Rock.

10. Best Advertisements:

Halifax's Howard (and Friends)

...also nominated: Mastercard's "Priceless", Mint's Odd-shaped new Card, Capital One's "What's in your wallet?", HSBC's Local Knowledge.

11. Best Future Investment Category:

Stocks and Shares, for another year

...also nominated: Cash Savings Account, Gold, Endowments, Property, Personal Pension.

12. Best Luxuries (For when debts are cleared, of course):

Holiday, again